Best Collateral provides hassle-free way to obtain an immediate cash loan when you need it. Unlike with a bank or credit card company, Best Collateral offers pawn loans, which do not rely on a credit check, employment status, or a lengthy application. A pawn loan is secured against “collateral” or in other words, an item of value.

Simply bring your items into any of our eight Sacramento and Bay Area stores, and our professionally trained staff will thoroughly evaluate them to determine the amount we can offer you. Collateral items remain yours and will be securely stored, awaiting your return.

Best Collateral offers 4-month pawn loans for a wide range of loan values. Interest rates and fees are set and regulated by the State of California. At the end of the loan period, you can retrieve your items by paying back the loan amount plus interest and fees. Or, if you need more time to pay back the full amount, no problem, you can simply renew the loan by paying just the accrued interest and fees and reset the loan term.