Rewards Program UPDATE - January 6, 2025

We are making some changes to the points structure of our Rewards program for 2025:

The points needed to buy items in the Rewards catalog has changed, but your existing points balance has also changed by the same percentage. This means your Rewards “buying power” is exactly the same as before this change.

The existing points balance was tripled for all Rewards customers on January 6th.

Purchases and completed layaways will now earn 5 Rewards points per dollar spent, up from 2 points per dollar*.  Loans and sales of merchandise to Best Collateral will continue to earn 1 point per dollar.

Earning Rewards points is easy –  just visit any of our stores and do business with us!  Earn points for your transactions and then redeem them for hundreds of items, including gift cards and Visa debit cards.  Or save your points for something special on your Wishlist.

If have any questions or trouble logging into your account, please reach out to us at  opens in a new windowsupport@bestcollateral.comcreate new email.

* Points earned from purchases and paid layaways are calculated on pre-tax dollars spent.

Free Best Collateral Rewards Earn free gifts just for doing business with us