A decorative piggy bank. Best Collateral's interest free layaway program.
Best Collateral’s Interest Free Layaway Program gives you 12 months to pay, with just 10 percent down.


Take advantage of our 12 month, interest free layaway program.

Get up to 12 months to pay for your item.

Pay no interest.

Put only 10% down to start.

Best Collateral has the Best prices in town on electronics, camera equipment, guitars and other musical instruments, power tools, laptops, video games and more. Our quality pre-owned merchandise is often more affordable than retail. Why? Because we offer discounted prices, passing the savings on to you. Our layaway program gives you even more options to enjoy affordable luxury.

If you find something you just have to have but don’t have the extra cash to buy it today, just ask one of our friendly staff members about our convenient layaway program. At Best Collateral, you get up to 12 months to pay for your item, interest free! That’s what makes our plan so attractive. It’s the perfect way to plan ahead for holidays, birthdays, anniversaries, or engagements.

Contact A Store To Learn More About Our Layaway Program

Smart ways to use the program

Our customers aren’t just great at finding the most sought-after deals, they also know how to get the most bang for their buck. Here are some ways that our customers use our layaway program:

  1. Shopping for holiday gifts mid-year and making payments over time. Come December, your gifts are ready to be picked up. This means you can avoid the stressful cash-drain during the holidays.
  2. Nabbing those sale items. Sales are a great time to take advantage of slashed prices on all kinds of luxury and household merchandise. But if you’re not ready or unable to purchase during a sale period, put the item on layaway. Discounts are reduced by 12.5% when placed on layaway, so you can still get a deal, and pay over time.
  3. Mitigating the costs of wedding and engagements. When you purchase your engagement ring or wedding set from us, you’re already avoiding the exorbitant costs associated with brand-name retail jewelers. Relieve the financial stress even further by placing the wedding set on layaway. When the time’s right, pay off the engagement ring. Keep the wedding ring on layaway until the big day. By then, you’re payments will have reduced the final pay off amount. You’ll be able to put your funds toward the festivities.

So, whether it is to get a great product at a great price or to be able to take advantage of an outstanding layaway program, Best Collateral is where luxury becomes affordable!